Coupa Named a Leader in the 2026 IDC MarketScape Worldwide AI-Enabled Direct Spend
Spend Under Management - Powered by Coupa
How much spend is slipping outside your control?
Enter three numbers. See the gap between your on-contract rate and Coupa's top quartile of midsize and emerging enterprises. Find out how much savings you're leaving on the table for every dollar that goes off-contract.
Adjust assumptions
Top-quartile On-Contract Spend from the Coupa benchmark — the on-contract rate best-in-class organizations reach. Editable, but the default is the published figure.
DPO uplift basis
Coupa Benchmark: 41.7 days (top quartile)
Savings slipping past you on off-contract spend
$10,960,000
that virtual-card payment could free
worth $137,000,000 a year at your cost of capital
Figures are modeled potential based on Coupa's top quartile benchmark of 84.8% on-contract spend across midsize and emerging enterprises. The gap and spend-under-governance figures apply the benchmark to your inputs. The dollar savings apply your own savings-rate assumptions, which is not a Coupa figure. If you already exceed 84.8%, the gap is zero.
This calculator is solely an estimate does not in any way serve as a forecast, guarantee, commitment of savings, cost reduction, or ROI from Coupa. Actual results vary by business and are not guaranteed by Coupa.
Drive Responsible Buying
Grounded in $10T of real-world spend data, Coupa's 2026 Total Spend Management Report for Midsize & Emerging Enterprises gives procurement the clear framework to turn every part of purchasing into a transformation lever and show how strategic buying decisions shape financial outcomes. Download the report to learn:
- Where operational and strategic performance gaps cost a business the most
- Which process improvements deliver the fastest and most measurable downstream financial outcomes
- Apply spend insights to targeted, confident AI investment decisions without relying on costly resources or lengthy implementations
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2026 Total Spend Management Benchmark Report for Midsize & Emerging Enterprises
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Source: 2026 Total Spend Management Benchmark for Midsize & Emerging Enterprises
Glossary:
84.8% On-Contract Spend: top-quartile benchmark for this revenue segment
Gap: 84.8% On-Contract Spend benchmark minus your current percentage of on-contract spend
Spend under governance: Annual spend × Gap
$ saved = that spend × savings rate. The savings rate and your current on-contract spend are your own inputs, not Coupa figures.
Coupa community benchmarks are based on a full year of 2025 data, drawn from midsize and emerging enterprise customers who were live in production prior to 2025. For each KPI, customers are grouped by relevant product usage, and the top-performing quartile within each group is identified. The benchmark value represents the median performance of that top quartile.





