Get Virtual Credit Cards for Your Business Online

Streamline Card Payments

Enjoy the benefits of credit card spend without the inefficiencies of physical cards. Pay one-time suppliers using virtual credit cards without onboarding them and automate manual coding and reconciliation.

Optimize Working Capital with Virtual Cards

Maximize bank rebates by driving more spend through virtual credit or debit cards. Extend Days Payable Outstanding (DPO) with longer payment terms from your bank partners.
Gain Greater Control and Visibility

Eliminate uncontrolled and unbudgeted P-card spend by collecting accounting and budgeting information up-front as part of a purchase request.
Automate Approvals and Reconciliation

Reduce manual and time-consuming processes by automating approvals and reconciliation of card statements back into the accounting system.

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Pay One-Time Suppliers with a Virtual Card

Take control of long tail spend and eliminate one-time supplier onboarding by paying suppliers with a virtual card. Reduce invoice processing volume and focus on more strategic tasks.

Reduce Supplier Onboarding with single-use virtual credit cards

Restrict Access to Card Details

Issue virtual cards on purchase orders and invoices, limiting their usage to a particular supplier. Card details are securely sent directly to the supplier or the employee who requested the card. The card amount and the card’s expiration date can be restricted reducing security and credit exposure risk.

Increase Control with Virtual Debit Cards for Business

Improve Spend Under Management

Drive more pre-approved spend with employees using virtual cards in Coupa Pay, instead of their personal cards. Gain visibility into spend that was previously accounted for only upon the receipt of the expense report.

Get Virtual Cards to Gain Control Over Spend

Increase Adoption and Drive More Spend thru Virtual Cards

Generate higher bank rebates with increased supplier and employee adoption of virtual cards due to the user-friendly interface and automated processes. Virtual card payments also eliminate the need to file expense reports, which further incentivizes employees to use this payment method.

Maximize Bank Rebates with Virtual Payment Cards

Choose a Bank Partner for the Virtual Card Program

Choose one of Coupa Pay Partners for the Virtual Card program, including AMEX, Bank of America, Wells Fargo, HSBC, US Bank, and other virtual card providers.

AMEX virtual cards, Bank of America virtual credit cards, HSBC, US Bank, and other Coupa Pay Partners

ThoughtSpot reduced daily transactions and activities by 80%

With Coupa Pay and Virtual Cards, Thoughtspot streamlined their payments process, gained real-time visibility and insight into daily spend, and reduced time spent debugging monthly manual transfer of payment files from their ERP to their bank portal by 3-4 hours per month.

Learn About Thoughtspot and Coupa