Coupa Pay: B2B Payments Business Payments made easy. Period.

B2B Payments Automation Software

Seamless B2B Payments Platform That Actually Work

With multiple payment methods, disparate systems, and manual processes, payments and reconciliations can be complex and time consuming. Coupa Pay helps you easily manage and reconcile all your payments - to suppliers, employees, subsidiaries, and other beneficiaries - right from the Coupa Business Spend Management (BSM) platform.

  • Digitize Payments to Streamline Operations

    Improve efficiency of time consuming processes with touchless invoicing and automatic digital payments using any payment method, including domestic bank payments, cross border payments, virtual cards, digital checks, and digital wallets.

  • Smarter Decisions Through Data Insights

    Deeper insights and traceability from requisitions, purchase orders, invoices to digital payments enables easier reconciliation between spend, payments, and accounting across multiple payment methods while also providing suppliers, buyers, and employees greater flexibility.

  • Increase Control and Reduce Risk

    Achieve greater control of spend and payments through pre-approved virtual cards. Eliminate payment fraud with community driven bank account validation, OFAC and AML checks of every payment transaction, and automatic reconciliation.

  • Digitize B2B Payments to Streamline Operations
  • B2B Payments Software that Provides Smarter Decisions Through Data Insights
  • Increase Control and Reduce Risk with B2B Payments Software
Pay Smarter with Our Coupa Pay Partners

Explore Digital Payments & Virtual B2B Cards

One Payment Channel, Multiple Payment Rails

Easily pay suppliers with any payment method. No more downloading or uploading files in your bank portals – the B2B payment process is seamlessly integrated with your bank. Pay suppliers and counterparties domestically and internationally using any payment method or rail – bank, cross border, digital check or card. Fully automate and streamline invoice and expense payments in one centralized application.

Explore Virtual Cards

A Win-Win for Employees and Finance

Reimburse employees globally on expenses they incurred. Employees can see the status of their expense reimbursements directly in the expense management platform reducing time-consuming status inquiries.

Pre-Approve B2B Card Spend and Streamline Reconciliation

The seamless integration between the Coupa platform and your card issuer provides full transaction visibility. This enables you to extend budget checks and manager pre-approvals to generate pre-approved virtual B2B cards. Virtual cards are a win-win for employees and finance: no expense reports are necessary since card statements are automatically reconciled while providing greater control and visibility over spend.
Check if Your Bank Offers Virtual Cards

Maximize Rebates and Increase DPO

Maximize working capital with bank rebates by driving more spend through virtual cards. Extend Days Payable Outstanding (DPO) with longer payment terms by expanding bank partner relationships.
Learn More About Working Capital

Reduce Time to Onboard One-Time Suppliers

Pay one-time suppliers with virtual cards without having to onboard them while still having the required controls, compliance, and security reducing invoice volume and increasing spend under management. Batch and approve different suppliers and payment rails all in the same centralized experience without needing to touch the card itself.
Odonate Therapeutics Enhances Cancer Research With Coupa Pay
"Before Coupa Pay, there were many time-consuming steps that our team had to take to pay our suppliers. With Coupa Pay, the process is now much simpler and we’ve gained time back to focus on more strategic projects that are valuable to the business." —Alison Bussett Senior Director, Accounting and Controller, Odonate
Learn About Odonate and Coupa