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Drive smarter spend strategies with AI
The Total Spend Management Annual Benchmark Report
- Source-to-contract
-
Category Strategy
Scale planning across teams -
Sourcing
Get confident decisions faster -
Sourcing Optimization
Unlock maximum efficiency -
Contract Lifecycle Management
Take control end-to-end -
Supplier Information &
Risk Management
Manage risk across suppliers
- Procure-to-Order
-
Intake & Orchestration
Turn requests into action -
Procurement
Buy smarter, spend better -
Services Procurement
Gain visibility and control -
Inventory Management
Manage stock with precision -
Spend Analysis
Get insights you can act on
- Invoice-to-Pay
-
AP Automation
Optimize processes with full visibility -
Expense Management
Automate expense workflows -
Payments
Streamline, secure, and track -
Treasury Management
Optimize liquidity -
Fraud Protection
Detect and prevent
- Direct Spend Management
-
Direct Spend Management
Control spend to drive outcomes -
Direct Material Sourcing Solutions
Connect to strategy, BOMs, and contracts. -
Supply Chain Optimization
Optimize your supply chain for cost, service, and resilience -
Supply Chain Collaboration
Improve alignment across teams
-
Coupa AI Overview
Real AI for real business outcomes -
AI Use Case Library
See how AI drives results -
Coupa Compose
Intelligence on one platform
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Streamlining Global S2P While Preserving Governance
SMBC implemented Coupa to unify global procurement, bringing structure and consistency to a complex, highly regulated environment through automated workflows and built-in compliance controls.
Company Overview
Global financial institution operating across 150 offices in 40 countries, supporting corporate and investment banking.
Headquarters
Tokyo, Japan
Employees
130,000+
Website
smbcgroup.com/Value as a service
Challenge
Industry requirements increased procurement complexity.
Limited visibility across S2P processes.
Manual tracking of requests and approvals.
Slow supplier onboarding and risk reviews.
Solution
Results
Accelerated approval cycles.
Improved visibility into third-party risk.
Reduced manual effort in invoicing.
Consistent, intuitive stakeholder experience.
"Coupa drives our full process from requisition to contract to purchase order. It brings our internal customers and external suppliers together in a more intuitive and automated way."
— Sonia Penoro, Executive Director of Procurement Operations, SMBC



